# Olycor

> Olycor is verified infrastructure for trade receivables finance reporting. It turns raw receivables data from ERPs, spreadsheets, PDFs, CSVs, and emails into audit-ready borrowing base certificates and facility reports, using AI-assisted data interpretation and deterministic financial calculations.

Olycor is borrower-side software. Finance and treasury teams use it to prepare signed, bank-ready borrowing base certificates in minutes instead of days, and lenders receive output they can verify down to the source record.

## What Olycor does

1. Intake: connect ERPs (NetSuite, SAP S/4HANA, Microsoft Dynamics, JD Edwards, Workday) or drop spreadsheets, CSVs, PDFs, and emails.
2. Normalize: AI agents map fields, classify receivables, group obligors to legal parents, and flag exceptions.
3. Calculate: eligibility criteria, advance rates, reserves (dilution, loss, yield and servicing), concentration limits, and roll-forwards are computed deterministically, exactly as the facility's credit agreement defines them. No model ever guesses at a number.
4. Certify: signed, audit-ready borrowing base certificates and facility reports, with every figure traceable to its source record and the rule that produced it.

## Facility types supported

- Asset-based lending (ABL) revolvers
- Trade receivables securitization (trade ABS, ABCP conduits)
- Factoring and invoice finance
- Receivables purchase agreements
- Supply chain finance
- Trade credit facilities

## Core pages

- Borrowing base certificate software: /borrowing-base-certificate-software
- Receivables finance reporting software: /receivables-finance-reporting-software
- Trade receivables securitization reporting: /trade-receivables-securitization-reporting
- ABL reporting software: /abl-reporting-software
- ERP to borrowing base certificate: /erp-to-borrowing-base-certificate
- Servicer reporting for securitization: /servicer-reporting-receivables-securitization
- Receivables eligibility testing: /receivables-eligibility-testing
- Blog: /blog
- Glossary: /glossary
- Rule library: /rules
- The Receivables Finance Reporting Field Guide: /resources/receivables-finance-reporting-field-guide
- Borrowing base certificate template: /resources/borrowing-base-certificate-template
- Receivables finance reporting checklist: /resources/receivables-finance-reporting-checklist
- ABL reporting checklist: /resources/abl-reporting-checklist
- Securitization reporting checklist: /resources/trade-receivables-securitization-reporting-checklist
- ERP receivables data map: /resources/erp-receivables-data-map
- Source-level auditability: /trust/source-level-auditability
- Deterministic calculations: /trust/deterministic-calculations

## Key concepts Olycor covers

- borrowing base certificate, borrowing base calculation, availability
- eligible receivables and ineligible receivables
- advance rates, dilution reserve, loss reserve, yield and servicing reserve
- customer and obligor concentration limits, excess concentration
- cross-aging, contra accounts, disputed invoices, unapplied cash
- receivables roll-forward, AR aging reconciliation
- servicer reports and pool reporting (securitization / securitisation)
- required credit enhancement

## Security and trust posture

- Source-level auditability: every certificate value traces to source records and calculation logic.
- Deterministic calculations: same inputs and rules always produce the same output.
- Signed outputs, role-based access, encryption in transit and at rest.
- Customer data is never used to train AI models.
- Formal certifications such as SOC 2 and ISO 27001 are on the security roadmap and are not yet attested. Control implementations are shared with prospective customers under NDA.

## Contact

- Website: https://www.olycor.com
- Early access: /login?signup=1